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Old 11-12-2015, 03:46 PM   #1
sneaky98gt
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Join Date: Feb 2010
Location: Raleigh
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sneaky98gt is without a doubt too mature for this placesneaky98gt is without a doubt too mature for this placesneaky98gt is without a doubt too mature for this placesneaky98gt is without a doubt too mature for this placesneaky98gt is without a doubt too mature for this placesneaky98gt is without a doubt too mature for this place
Investing Advice

Alright junkies, I know some of y'all are smart with money and investing. Got a few questions concerning getting started. Sorry for the long read.

Long story short: after my work 401k, house payment, extra towards the house payment, and bills, I've got around $300 leftover that I'm willing to put towards a somewhat risky investment.

So, take me to school on what you'd do with $300 a month. Better yet, give me some literature to read or websites to research so that I can make up my own mind. I've done a little looking around at basic stuff like Vanguard mutual funds and such, but even that tends to get overwhelming for a newbie like me. Where do I start?

A couple things I do know:
-If I were to take that $300 and put it towards my house, I'd get roughly a 5% ROI over the remaining 11 years on the interest I'd save. So the investment needs to get at least that much.

-I need to be able to access the money in the investment without penalty. I'm ok paying the taxes on it, but not a penalty. I might want to use this money to put towards real estate in the future.

-And lastly, I'm not looking for a "set it and forget it" investment, but I'm also not looking to spend tons of time or money dealing with it either. I don't mind paying an adviser, especially in the beginning, but I'd rather keep the fees as low as possible in the long term.

Thanks guys!
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-Will



401 rwhp, 365 rwtq (with some belt slip)

Self tuned with SCT Pro Racer Package

Full street trim with 275/40-17 MT radials:
11.51 @ 118.89
7.35 @ 94.59 mph


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